Premium Finance Company (Caribbean), owned and managed by West Indians, is a U.S. Virgin Islands Company that has quickly earned the reputation of having a well managed, innovative and efficiently run company catering to the needs of the people of the Caribbean. We do business in the U.S. Virgin Islands,Puerto Rico, Tortola, Turks & Caicos Islands, Antigua and St. Lucia and it continuously growing.

PFC's business is generated through referrals from insurance agents and brokers, who are the first point of contact for the consumer in the procuring of insurance coverage. The insured makes an initial down payment on the insurance premium (30-35%) with the balance typically financed by PFC over a nine-month period.