In the 1830s Belfast had a population of 60,000. It was a growing port with a prosperous linen trade, yet it had few banks. Most of Ireland's banks were based in Dublin a full twelve hours away by stage coach. Ulster Banking Company was therefore conceived and set up by Belfast businessmen to meet the region’s need for a reliable local bank. It opened for business for the first time on 1 July 1836 in Waring Street, at the commercial heart of Belfast.
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